Finance Frequently Asked Questions

Carizma Motors staff streamlines the auto financing process offering quick approval on a great selection of quality used cars, trucks, vans and SUVs. Rated one of the best-used car dealerships in Texas with a wide range of financing options.

With 100’s of vehicles, Carizma Motors offers vehicles for everyone, from budget-minded car buyers looking to get back on the road to those looking for an affordable luxury or sports car.

Click on each question to see the answer.


In short, YES. You do not need perfect credit to finance through Carizma Motors. Our finance staff knows that people of all credit ratings need vehicles. They believe that the past should stay in the past. Everyone needs a chance to start over fresh with a used car financing from Carizma Motors. Get back on track behind the wheel of a great used car.

Already Approved?

If you have secured your full approval through our online application system you will simply bring your Photo ID and your initial investment funds to your vehicle selection appointment.

Pre-approved or Yet to Apply?

Bring the following items with you to the dealership in order to Fast-Track your vehicle selection.

  • Proof of income (such as pay stubs, social security documentation, or pension documentation)
  • Proof of residence (a recent utility bill, lease, or mortgage)
  • Photo Identification (Valid Florida Drivers License or Learner's Permit, Valid Work Visa or Passport with supporting documentation)

Yes. Carizma Motors a limited warranty up to 2 years, 24,000 miles whichever comes first. While other dealers may only offer 30 days, so after a month, you’re on your own. Not at Carizma Motors, we stand behind our vehicles. This extended limited warranty covers most major systems including the engine, transmission and suspension.

Call or visit any of our two locations and ask a representative for details on our extended limited warranty today. Available on most vehicles.

Unlike our competition, Carizma Motors does not have pre-set down payments on every unit. Your specific information will be evaluated by our staff of Finance Specialists who try to get you the loan amount you desire for the least amount of money down!

Our process is simple. We will ask you to fill out our 6 step easy online application. Once you submit that application our team of experts will evaluate and contact you with your approval details and schedule an appointment at one of our convenient locations. This whole process take just minutes and you will be on the road soon! Our goal is to make your car buying experience fast and pleasant.

FINANCING

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Less than perfect credit

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